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Yes, you will need to shock your pool with high levels of chlorine or bromine when you first fill it to kill off bacteria and pathogens. You’ll need to wait for the chlorine concentration to come back down to a safe level before swimming. After that, you can test and maintain the chlorine and other levels as normal. The only exception to this is if you get pool water delivered by a professional. In that case, the water might come pretreated, so you might not need to shock it.

The average 12-by-24-foot in-ground pool costs $48,500, but depending on the features and materials, prices can trend even higher. You’ll spend less on a rectangular vinyl or fiberglass pool than on a concrete pool in an elevated style (think infinity pool or lagoon pool). Added features like heating, lighting, diving boards, or decking will increase your overall cost.

Whether your homeowners insurance covers a pool leak depends on your specific policy, so it's essential to check your policy documents before taking on any repairs. Typically, leaks caused by a covered event, such as a fallen tree branch or a fire, may be covered. However, leaks resulting from general wear and tear or poor maintenance are usually not. It is also a good practice to review your homeowners insurance policy before installing a pool to fully understand your personal liability and coverage.

There are some disadvantages to a salt water pool. Besides costing slightly more than chlorine pools, salt water pools require a lot of salt. It's also harder to find a professional with salt water pool experience to do minor maintenance and repairs. Salt water can also damage some materials, so you’ll need to use specific heating, fixtures, lighting, liners, and masonry when building a salt water pool.