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Tree Service questions, answered by experts

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

Yes, you should trim the lower branches of your maple tree for safety. Trimming maple trees as they grow helps lift the crown and canopy and trains it to grow straight up. A good rule of thumb is to prune enough branches to leave 6 feet of clearance under the tree.

Tree experts don’t advise against digging through tree roots, but instead encourage caution and consultation with a local arborist to make sure you don’t damage the tree’s structure or interrupt its water or nutrient intake. An arborist can recommend specific practices when digging and help prune the roots or dig a trench for utilities with a tool that can remove soil without touching the tree’s roots.

According to scientists at Penn State University, spotted lanternflies do not typically kill the trees and plants they feed on, but they can cause branches and segments to die off. However, they have been found to kill cultivated grapes, which can have devastating consequences for vineyard owners and regions that heavily rely on vineyards to create jobs and generate revenue. They have also killed the Ailanthu altissima, known as the tree of heaven, though this is classified as a noxious and invasive weed tree.

In general, trees should be planted no closer than 15 to 20 feet from your foundation. For larger trees with far-reaching roots like maples, oaks, or poplars, a good guide is to plant as many feet from your home as the tree’s height is expected to reach at maturity. Some trees, like elms and willows, should only be planted far from where their roots may encounter sewer or water lines.

The Coquille, OR homeowners’ guide to tree services

From average costs to expert advice, get all the answers you need to get your job done.