Can you add home addition costs to a mortgage?

• <div><p>You can’t add home addition costs to an existing mortgage, but you can include them in a new mortgage if you take out a rehab loan. Rehab loans—FHA-backed 203k loans and conventional rehab loans—are for more than the value of a property, and the excess is meant to cover the cost of a renovation or home addition.</p></div>

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Q: Can you add home addition costs to a mortgage?

• <div><p>You can&rsquo;t add home addition costs to an existing mortgage, but you can include them in a new mortgage if you take out a rehab loan. Rehab loans&mdash;FHA-backed 203k loans and conventional rehab loans&mdash;are for more than the value of a property, and the excess is meant to cover the cost of a renovation or home addition.</p></div>

Q: What projects require a building permit?

• <div><p>The requirement for building permits varies by location, but most building departments will require permits for any changes to the structural components of a home. They&rsquo;ll also require them for changes to the plumbing, electrical, and HVAC components, as well as any permanent improvements to the land, including concrete patios or foundations for additions or outbuildings. You also might need <a href="https://www.angi.com/articles/do-you-need-a-permit-to-replace-a-roof.htm">permits for things like roof replacement</a> and window replacement, depending on your local government.</p></div>

Q: Should I pay a contractor 50% up front?

• <div><p>Contractors may require a down payment before they begin a project&mdash;especially for those that require a lot of materials. Check with your contractor to see how much they require up front before signing a contract, but they should not ask for more than 50%. Never pay in full before work begins.</p></div>

Q: How much is an extension above the garage?

• <div><p>Due to space restrictions, some homeowners choose to build an above-garage extension. This second-floor area can be used for storage or living space, but it&rsquo;s more involved than your standard garage extension project. For example, you might need to pay for foundational or structural reinforcement if your current garage can&rsquo;t handle the extra load. Expect to pay $25,000 to $100,000 to <a href="https://www.angi.com/articles/adding-room-above-garage.htm">add a room above the garage</a>. </p></div>

Q: How much does it cost to convert a carport into a garage?

• <div><p>The <a href="https://www.angi.com/articles/how-much-does-it-cost-convert-carport-garage.htm">cost to convert a carport into a garage</a> averages about<b> $22,000</b>, ranging from about <b>$15,000 and $55,000</b>. Additional cost factors to consider include size, time of year, and how much of the carport you can reuse. Other cost factors include the kinds and amounts of materials used, such as:</p><ul><li><p>Add insulation: $1 per square foot</p></li><li><p>Add drywall: $1&ndash;$3 per square foot</p></li><li><p>Add window: $450&ndash;$2,000 per window</p></li><li><p>Add outlets: $75&ndash;$500</p></li><li><p>Add garage door: $250&ndash;$11,200</p></li><li><p>Enclose framing: $5&ndash;$13 per square foot</p></li><li><p>Replace roofing: $1,000&ndash;$2,000</p></li></ul><p></p></div>

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Verified Reviews for Pole Barn Building pros in North Bangor, NY

*The Angi rating for Pole Barn Building companies in North Bangor, NY is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Pole Barn Building needs.

*The HomeAdvisor rating for Pole Barn Building companies in North Bangor, NY is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Pole Barn Building needs.

Last update on December 01, 2025

Reviewed in June 2024
So after paying Dump it LLC $5000 plus a $300 tip to drop a barn that they told me was going to cost 4000 and he will leave me a can for my remodel so this is what I came back to after paying him $5300 in cash horrible businessman decided that it wasnâ t enough money so he decided to dump a...
Dump It, LLC
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Reviewed in April 2023
I selected Stallmer and Sun based upon their certification from the NYS Energy Research and Development Authority (NYSERDA). The program involves a free energy audit and subsequent work to prepare a home for heating with a heat pump. Heat pumps are low energy consumption with attendant low...
Stallmer & Sun Energy Efficiency Specialists, LLC
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Reviewed in November 2022
Excellent service, was able to take down a very tall tree with rotten limbs hanging over my barn and garden shed.
Spence's Tree Care
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Reviewed in July 2020
I hired Paul to build and install built-in bookshelves in a bedroom and to convert an old built-in ironing board in my kitchen into a spice cabinet. He did a beautiful job on both projects and I could not be happier with the work! Paul was professional, flexible with scheduling, and very...
Paul Kobyluch Craftsman
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Reviewed in March 2019
I would have liked to not even give him a half of a star if I could have. He misrepresented himself to my husband and I. We hired him to build and install custom kitchen cabinets for us. He told us he could build us custom cabinets and was unable to paint the cabinets. We had given him $3500.00...
Orion Development, LLC
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Reviewed in August 2014
He came when he said he would and kept his word on the whole process. It took him 3 days to build my shed. He was very on point and if I had any questions he was very happy to answer them. After the shed was completed he cleaned up after himself and I was very pleased with his work and customer...
Steelrain Construction and Restoration
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Reviewed in July 2013
I rated the cost as N/A because we did not shop around; I chose this vendor because he was highly rated on Angie's List, but do not know how his bid and final costs compare to others. We had 6 wooden dining room chairs which were my grandmother's (so at least 60 years old, as she died at...
Havenhouse Upholstery
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Reviewed in June 2013
George is amazing! After years of being so disappointment in carpenters and other service people in this area, George was a real find! Very hands on...on time...on budget....takes full responsibility for any problems...plus he and his crew are really nice guys. I am having him build a garden...
Lagonia Construction
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R&H Transportation & Excavation

R&H Transportation & Excavation

ADK Odd Jobs

ADK Odd Jobs

Legault-Construction

Legault-Construction

Brothers Contracting

Brothers Contracting

Painting Etc., Inc.

Painting Etc., Inc.

BuildBlockCNY

BuildBlockCNY

Mikalunas Builders LLC

Mikalunas Builders LLC

White-j contracting and services

White-j contracting and services

Tweedie Construction

Tweedie Construction

Holland Property Management Inc.

Holland Property Management Inc.

The North Bangor, NY homeowners’ guide to pole barn building services

How Much Does a Building Permit Cost? [2025 Data]

How Much Does a Home Elevator Cost?

How Much Does It Cost to Build a Shed? [2025 Data]

How To Build a Carport: 3 Different Styles to Suit Your Property

How to Pay Contractors: A Complete Guide

Dormer Framing: How to Build a Gable or Shed Dormer

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