Does insurance cover a sinking foundation?

• <div><p>Homeowners insurance doesn’t usually cover a sinking foundation. While <a href="https://www.angi.com/articles/does-homeowners-insurance-cover-foundation-repair.htm">insurance will cover some kinds of foundation damage</a>, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it’s a good idea to make repairs early on to avoid costly problems in the future.</p></div>

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Q: How can you tell if a crack is structural?

• <div><p>Foundation cracks that are 1/8 inch wide or less, aren&rsquo;t uneven across the gap, and don&rsquo;t continue widening over time are usually just normal settling cracks and don&rsquo;t suggest structural issues. Horizontal cracks and stair-step cracks on foundation walls, any cracks that continue widening, are wider than 1/8 inch, or where one side juts out beyond the other, are often indicative of structural damage.</p></div>

Q: How do I hire a reliable foundation repair company?

• <div><p>It&rsquo;s crucial to hire a foundation company that&rsquo;s professional, experienced, and reliable, starting by choosing local experts with at least five to ten years of experience with your type of project. Local foundation companies will understand the soil and weather conditions in your area and can carry out the best solution based on your property characteristics. You should ask for a list of customer references, read through online reviews, and check for customer complaints and unresolved issues filed with the Better Business Bureau (BBB) before hiring.</p></div>

Q: Can a house with a bad foundation be saved?

• <div><p>There are many actions that specialists can take to repair a bad foundation. However, just like a car, a specialist will determine whether the cost of repairs is worth it in the long run. In many cases, repairs to the surrounding property&mdash;such as regrading your lawn or addressing <a href="https://www.angi.com/articles/how-solve-yard-drainage-problems.htm">lawn drainage issues</a>&mdash;will also be necessary.</p></div>

Q: Are slab leaks common?

• <div><p>Yes, slab leaks are fairly common, especially in older homes and places that are prone to earthquakes which can move home foundations. </p></div>

Q: Does insurance cover a sinking foundation?

• <div><p>Homeowners insurance doesn&rsquo;t usually cover a sinking foundation. While <a href="https://www.angi.com/articles/does-homeowners-insurance-cover-foundation-repair.htm">insurance will cover some kinds of foundation damage</a>, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it&rsquo;s a good idea to make repairs early on to avoid costly problems in the future.</p></div>

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Verified Reviews for Foundation Repair pros in Harrisville, NY

*The Angi rating for Foundation Repair companies in Harrisville, NY is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Foundation Repair needs.

*The HomeAdvisor rating for Foundation Repair companies in Harrisville, NY is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Foundation Repair needs.

Last update on December 03, 2025

Reviewed in June 2025
Capital Chimneys and Masonry Repairs contacted me the same day i requested a quote, and were able to visit to provide a quote within day or so. They then visited, and completed the chinking on an outside wall, repaired a wall in the basement, and were able to install a gutter to ensure the water...
Capital Chimneys and Masonry Repairs
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Reviewed in April 2024
I highly recommend Tyler. He responded quickly, did the chimney repair work quickly, and did a great job. He saved me a lot of money compared to another estimate. He is also pleasant, professional and easy to work with. He explained everything thoroughly. It was an excellent experience.
M.M.T Fireplace & Masonry Repair
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Reviewed in January 2024
Bob was prompt and professional. We had him replace the crown on our chimney, replace several bricks, replace some flashing and repair some loose slate on our front step. I would highly recommend him for any masonary job.
RMD Restoration Services
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Reviewed in May 2023
Dan did an amazing job with our project! He built a solid, level foundation and constructed a large shed with loft area. He was skilled, efficient, dependable, and knowledgeable. And also just an all around cool, friendly person to work with. We would not hesitate to call him for additional...
Shapiro Construction
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Reviewed in September 2013
Very clever at finding problems, Uses common sense. very reasonable rate, much less than Albany repair shops.
Richie's Auto Repair
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Reviewed in July 2013
Called last winter with no heat and they were here within hours. Very skilled and had the furnace cleaned and repaired very quickly. Ran well for the rest of the winter. Called recently to get an outdoor faucet repaired and had to wait a few weeks. It was not an emergency, so that was...
East Hill Plumbing & Heating
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Reviewed in January 2010
my daughter hit a bear on the highway at night. the collision sprung the front end. we delivered the car to the shop ourselves, since it was drivable. he gave me an estimate by phone and commenced work immediately. although the car is 10 years old, he was able to get 2nd hand parts as good...
D.W. Body Shop
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Grady's Painting Plastering/Construction

4.56(

)

•Approved Pro

Grady's Painting Plastering/Construction

4.56(

)

•Approved Pro

Customers say: Quality work

56 years of experience

Free onsite estimate

WE SPECIALIZE IN THE HISTORICAL REPAIR AND RESTORATIONS FOR INTERIOR AND EXTERIOR. WE WORK THE WHOLE STATE OF NEW JERSEY, MARYLAND, WASHINGTON DC, CONNECTICUT, VIRGINA AND MASSACHUSETTS. WE ARE LICENSED AND INSURED IN ALL STATES. WE ARE WILLING TO TRAVEL, ANY JOB SMALL OR LARGE. CONSULTATION AND TRANSPORTATION FEES WILL APPLY. WE DO WINDOW REPAIR. PLASTER REPAIRS. AND ALL MASONRY REPAIRS

"We had cracks in the dyed mortar of the bricks above our garage. Grady took the time to match the color, even with the color having aged 10 years, and you would not even be able to tell that there was new mortar. If your project is anything like ours, you will not be disappointed."

Bradley S on August 2024

"We had cracks in the dyed mortar of the bricks above our garage. Grady took the time to match the color, even with the color having aged 10 years, and you would not even be able to tell that there was new mortar. If your project is anything like ours, you will not be disappointed."

Bradley S on August 2024

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Foundation, Basement or Crawlspace Waterproofing / Encapsulation

Concrete Foundation Repair

Concrete Flatwork Repair & Resurface

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Grady's Painting Plastering/Construction

Grady's Painting Plastering/Construction

Exceptional property services contracting and excavation

Exceptional property services contracting and excavation

Piedmont Equipment Inc

Piedmont Equipment Inc

BuildBlockCNY

BuildBlockCNY

Symphony of Construction

Symphony of Construction

Mikalunas Builders LLC

Mikalunas Builders LLC

KD Flooring

KD Flooring

Black lake builders

Black lake builders

McGarvey Construction

McGarvey Construction

Sarna Construction

Sarna Construction

The Harrisville, NY homeowners’ guide to foundation repairs

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