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Last update on January 17, 2026

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Skylights questions, answered by experts

To maintain skylight performance, regularly check and clean the glass and frame, inspect seals and flashing for degradation, and address minor issues before they escalate. Periodic professional servicing can ensure that the skylight remains in optimal condition.

Most homeowners insurance policies cover skyight damage that is caused by hail. Hail damage is considered a covered peril under most standard insurance policies. However, this only applies if your skylights were properly installed. Also, insurance policies vary, so be sure to check your individual policy to see if skylight hail damage is covered.

Skylights might sometimes increase your homeowners insurance premium, but the increase is usually minimal. Some home insurance companies won’t adjust your premium with the addition of a skylight, so you can contact your insurer or your professional skylight installer to ask about any expected changes. It’s crucial to have an expert install the skylight, as insurance companies may not insure your roof or cover water damage that results from a non-professional skylight installation.

Pros of installing a skylight include the fact that you will get much more natural light in your home, skylights can make your room look bigger than it actually is, and your home may increase in value. Cons include difficult upkeep (you may have to get on a ladder to clean and maintain them), higher installation costs, and, potentially, too much heat gain from all the extra sunlight.

DIY is possible for small leaks or resealing. Professional services ensure proper sealing and structural integrity.

The Halfmoon, ny homeowners’ guide to skylight services

From average costs to expert advice, get all the answers you need to get your job done.

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