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Your local government is usually in charge of pruning trees on public property, and the power company is responsible for trees near power lines (even if they’re on your property). Whether or not they top these trees depends on their approach to pruning. You won’t be able to do much to control this, but you can contact them to find out more about their pruning process.

Yes, it is essential to confirm that any tree service company you hire is properly insured before they begin work. Tree removal, trimming, and pruning are dangerous jobs, and proper insurance protects you, your home, and the company from liability in case of accidents or damage. Look for a company that carries both general liability and workers’ compensation insurance, and do not hire one that cannot provide proof of coverage. When browsing for professionals, you can look for indicators like an “Angi Approved” badge, which signifies that the business meets standards like holding applicable licenses and passing a background check. Keep in mind that a license is a legal requirement to operate, while certifications are typically voluntary.

If your palm tree has spots on the leaves, rotting buds, or is beginning to turn yellow, then you have a sick tree on your hands. You should contact a palm tree specialist to identify the problem and help treat the tree if possible. Preventing diseases and pests is key to a healthy palm tree, and it's essential to take action as soon as possible if your tree is showing signs of being sick.

Ideally, you’ll have a good enough relationship with your neighbors that you can kindly mention this task in regular conversation. However, every neighbor (and neighborhood) is different. Your best bet will always be to ask directly and nicely, offering to contribute to the tree trimming efforts if you’d like. However, if you are bothered by the tree and your neighbor is unwilling to cut it, you can involve the help of the homeowners’ association or local authorities, if applicable.