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Basement Leak Repair questions, answered by experts

Standard homeowners insurance policies may cover basement water damage or flooding, but only if it is caused by a sudden and accidental event that is a covered peril, such as a burst pipe or a failing appliance. Damage caused by natural flooding from extreme weather, groundwater seepage, or heavy rain is typically excluded and requires a separate flood insurance policy. Some insurers also offer an optional water backup endorsement for issues like sewer backups. Review your policy or speak with your agent to understand your specific coverage.

Several factors can impact the cost of waterproofing your basement. Some of the most common cost factors include:

  • Location

  • Square footage

  • Cause of the water leak

  • Type of foundation

  • Accessibility

  • Waterproofing method

  • Materials

  • Contractor experience and availability

  • Engineering reports, if needed

  • Structural and other repairs

  • Permits

If you’ll be digging up your floor to get access to your pipes when putting in a sewer backflow preventer, this would also be a good time to take care of any other plumbing issues or renovations. For example, you could install additional pipes for a basement bathroom. Since the floor will be sealed over with concrete when you’re done, now’s a good time to take care of those bigger tasks.

Basements with persistent moisture problems or flooding shouldn’t be finished until the moisture issues have been fixed. In addition, if your foundation is cracked, you have unmitigated radon levels, or you have asbestos or lead pipes, remediate the underlying problem before finishing your basement. Turning a basement into living space before fixing these issues can lead to serious health risks or structural damage. 

French drains may fail when they become clogged with soil granules that slip through the pores of the landscaping fabric and through the holes in the pipe. 

Over time, this debris can build up inside the pipe and prevent water flow. To prevent this failure from happening, regularly flush out your French drain and keep debris away from the inlet grate.

The Shiprock, NM homeowners’ guide to basement leak repair services

From average costs to expert advice, get all the answers you need to get your job done.