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No, homeowners insurance does not typically cover moving expenses. Homeowners insurance provides coverage and pay-outs if you experience damage to the home you currently live in. You’ll need to save separately for moving expenses like hiring movers, renting a tow truck, or shipping your belongings.

The cost to ship furniture can range from $300 to $4,500 per piece, depending on the size and weight of the item and where it’s being shipped to. For a cross-country move, which companies consider any distance over 400 miles, it will cost $300 to $800 per piece to ship furniture. For an international move, shipping will cost around $1,000 to $4,500 per piece.

Gym equipment can be heavy, so it’s best to transport it using a furniture dolly. When dealing with treadmills, weight machines, or other bulky items, hiring professional movers or roping in some friends and renting a moving van makes sense.

The best ways to prepare for movers include decluttering and properly labeling boxes. Decluttering lessens the workload and ensures you are not bringing unwanted items into your new home. Labeling boxes lets movers know which rooms they belong in, reducing confusion when it's time to unpack.