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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Contact pest control if you have a stink bug infestation that you need to eliminate quickly. It’s difficult to kill them without crushing them and releasing their signature odor, or without using a toxic insecticide. Some homeowners have had luck with peppermint oil sprays or soapy water traps. But a professional exterminator will have the best advice and course of action.

Even if you have extreme ophidiophobia (fear of snakes), don’t try to shoot or kill them with a shovel. Besides being pretty cruel, killing snakes in most states is illegal unless your life is at risk and many species are protected. 

Plus, you're putting yourself at greater risk using these techniques if it goes wrong and the now-angry snake is venomous.

Seeing a termite swarm near your home is a strong indication that a colony is nearby, but it doesn’t always mean your home is infested. Swarmers may emerge from outdoor colonies or neighboring structures. However, if the swarm is inside your home or you notice discarded wings near windowsills, it likely means termites are nesting within your walls or foundation. A professional inspection is the best way to confirm and address a potential infestation ASAP.