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The cost to repair a ceiling after a water leak can vary, with averages ranging from $419 to $1,359, or $45 to $55 per square foot. Smaller patches may cost around $150. The final price depends on the size of the affected area and the extent of the damage. Remember that you will also need to repair the source of the leak, such as roof damage or a plumbing issue, which can cost an additional $200 to $1,550. Depending on the situation, you might also face costs for repainting or repairing floors. For an accurate estimate, it is best to get a quote from a professional.

Plaster can be a difficult DIY to master, especially if you plan to plaster an entire room, rather than patch a small area. Before you begin a plaster DIY project, you need to know which tools and type of plaster to use. It's also important to know how to prepare the surface and apply the plaster for a smooth finish. If that all sounds like a lot of work, you may prefer hiring a local plaster repair contractor to do the job.

There are several warning signs that a ceiling crack is connected to a larger issue. For starters, if the crack is wider than 1/8 inch or longer than 12 inches, you might have a more serious problem. The same applies if you have multiple smaller cracks or cracks going across the ceiling and down the wall. In any of these situations, you should ask a professional to assess the damage.

Generally, your homeowner’s insurance might only cover ceiling collapses caused by problems under the coverage, such as a busted pipe. But if the ceiling collapse resulted from owner negligence, maintenance issues, or other reasons excluded by your policy, you could be on your own. Some policies might cover damages caused by the collapse but not the repair itself. Check with your policy carrier for the most accurate information regarding ceiling collapse coverage.