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Generally, the cost of ice dam removal is not covered by homeowners insurance because it is often considered preventable maintenance. However, the damage caused by ice dams is frequently covered. Depending on your policy, this can include interior water damage, roof collapses, and damage to shingles. Coverage for personal belongings affected by leaks may vary. It is important to check your policy details or contact your insurer to confirm what your plan covers. Keep in mind that any damage resulting from a DIY attempt to remove an ice dam will likely not be covered.

Heavy amounts of snow could be a problem. In many climates, lots of snow on your rooftop can lead to freeze-thaw cycle that create ice dams, which can damage rooftops. But if you’re using shingle clips, this snow poses an additional problem: As it melts and freezes, it can easily dislodge clips you’ve placed on your roof.

You can clean snow off your roof after a fresh snowfall while it’s still lightweight, but brushing off snow can also dislodge your clips. If you get a lot of snow, then roof clips become less viable.

Yes, but it works best with lightweight snowblowers, the single-stage models or electric versions. Also, you need to have a rubberized intake edge on the ground and preferably rubberized auger paddles, not a metal version. Otherwise you may chip or damage the surface as you work. When it doubt, let the snow lie.

You can also use a snow blower on leveled gravel, but only if you carefully adjust the intake height so it doesn’t kick up the gravel and turn it into flying missiles.

You can use hot water to melt ice from your driveway, but there are some serious caveats. Very hot water can quickly melt ice and remove it, which is helpful if you’re very short on time and need a solution ASAP. However, it will only work across a small area, after which there’s a chance the water will freeze again. The sudden clash of temperatures is dangerous for fragile materials, notably windows and other glass, so you’ll want to keep the water away from your car.