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No, homeowners insurance does not typically cover moving expenses. Homeowners insurance provides coverage and pay-outs if you experience damage to the home you currently live in. You’ll need to save separately for moving expenses like hiring movers, renting a tow truck, or shipping your belongings.

In most cases, you don’t need to order food for movers. They will schedule breaks to eat throughout the day. However, you can provide drinks and snacks in an easy-to-access location for the movers to grab throughout the day.

When loading a moving truck, the general rule is to load the heaviest and largest items first to create a stable base at the front of the truck, which helps balance the weight. You can start with large furniture like sofas, beds, mattresses, and tables to form a solid foundation, or begin by placing your heaviest boxes against the truck's walls to create a base layer. After the base is set, continue loading other large items like appliances and square furniture. Lighter and smaller objects, including most of your boxes, should be loaded last. They can be packed into gaps, around, and on top of the heavier items to maximize space. Following this order makes unloading easier and helps prevent damage to your belongings.

To make sure that your moving quote is fair, check current prices for hiring movers in your area. Your starting and final locations can affect the price. You should also make sure you include the cost of any specialty movers in your price estimate. Calculate your moving costs including the estimated expense of moving services and compare the figure to average costs in your area.