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Tree removal can be quite expensive, especially for larger projects, but you can use the following tips to help keep costs down:

• Do the yard cleanup afterward yourself

• Choose to leave the logs on your property and split them yourself

• Opt to leave the stump in the ground and tackle stump grinding yourself

• Pull permits for tree removal, if necessary, to avoid fines

• Pay to have multiple trees removed at once

• Remove tree in the late winter or early spring during off-season

Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

Although many tree roots will continue to grow after the tree has been cut, there are a handful of exceptions to this rule. While species like elms, ficus, and willows have roots that will regrow with a vengeance, pine, oak, and maple roots will die when they’re cut down. If you’re not sure what kind of tree roots you’re dealing with, there’s a simple way to find out. New sprouts on old trunks, stumps, or exposed roots are a sign that the root system is still hard at work.

Unfortunately, palm tree stumps are one of the most difficult types to remove due to how their roots grow. Unlike other trees, palm tree roots grow horizontally and vertically. Palm tree roots grow as deep as three feet into the ground, although soil and growing conditions could mean they go as far as 50 inches into the earth. 

If you want to be able to repurpose the grass in the area where you removed a stump later, you’ll have to dig quite deep—and perhaps wide—to trim away all the roots.