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Gas fireplace inserts are considered the most efficient because they convert more of the fuel source—gas—into heat. They offer excellent heat output per the amount of fuel they use. While electric fireplace inserts are praised for their efficiency, keep in mind that they don’t offer as strong a heat output but may still be a great choice if you want an efficient option.

The cost to clean and inspect an oil-fired chimney generally ranges from $150 to $500. The price is influenced by factors such as the chimney's height, the level of soot buildup, local labor costs, and whether any additional repairs or liner replacements are required.

The National Fire Protection Association (NFPA) says that chimneys and their associated elements like fireplaces, vents, or stoves should be cleaned at least once a year before the start of seasonal use. According to the Chimney Safety Institute of America, a chimney should be cleaned when there is 1/8 inch of soot buildup. If there’s more than that, creosote—a flammable byproduct of burning wood—can form and increase the risk of a chimney fire.

In some cases, you can use a fireplace once the insert has been removed. However, before burning a fire, you must have a professional inspect it and the chimney to make sure they're functioning properly and no damage has occurred from removing the insert. That’s because using a fireplace without an insert could create fire hazards due to issues with airflow and heat dispersion, depending on the fireplace design and material. A professional can advise on whether you should make certain repairs or modifications before using your fireplace as an open hearth.