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The primary reason that insulation saves you money over time is that it reduces your energy bills by making your home more energy efficient. A crucial part of an insulation system is a properly installed vapor barrier. Local building codes dictate whether your insulation requires a vapor barrier based on the type installed. While some high-quality wool insulation may not technically need a vapor barrier, most municipalities still require one to meet code.

Blown-in insulation works, but only for unfinished attics. Also, it isn’t the longest-lasting nor the most effective option. For better options, look into spray foam insulation or natural fiber batts. They typically have a longer lifespan, better heat resistance, and stronger sound-proof abilities. Spray foam insulation costs about $1.25 to $1.50 per square foot, but can go up to more than $4 per square foot. Fiber batt pricing varies depending on the material.

If you plan on heating your garage, you must install a vapor barrier when drywalling the garage. A vapor barrier protects your garage from frost and mold that can occur through condensation. If your garage is unheated, you don't need to install a vapor barrier. The only exception is if you regularly crank the heat in your car before getting in it. In this case, you may still want to install a vapor barrier, as your car can heat your garage.

Through R-value assessments based on climate and existing insulation.