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Insulating your ducts offers several benefits, including:

• Improved energy efficiency: Duct insulation prevents energy losses, reducing heating and cooling costs.

• Cost savings: Lower energy bills make insulation a cost-effective investment.

• Environmental benefits: Enhanced efficiency reduces your carbon footprint.

• Consistent comfort: Insulated ducts help maintain a stable indoor temperature.

• Better indoor air quality: Reduced allergens and pollutants improve air quality.

Installing sheets of plywood over attic insulation is a popular choice, especially in storage spaces. That said, insulation works by trapping hot air—so it needs extra space to expand and be effective, or you might reduce the energy efficiency of your home. 

It’s important that you never compress the insulation by installing flooring directly on top of it. In many houses, you’ll need to install a subfloor before putting plywood over insulation in your attic.

Ductwork should be wrapped in insulation in certain locations. This includes unconditioned interior parts of the home, such as attics, crawl spaces, basement ceilings, and between floors. Duct joints should also be insulated since they're more likely to leak air than other parts of your system. Building codes in some areas also require ductwork to be insulated.

The life span of fiberglass insulation can be as long as 80 to 100 years, but because of changing building codes, it’s best to get your insulation checked every 10 to 15 years. Signs of degrading fiberglass insulation include bits of batts on the floor or batts detached from frames. Having optimal, healthy insulation in your home will improve its energy efficiency, lowering your monthly bills.