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A retaining wall can only function as a fence if it’s high enough on all sides to prevent someone from accidentally falling into the pool. However, most retaining walls retain dirt, which means their purpose is not related to safety. There would need to be nothing on the other side of the wall for it to be considered a fence, but in that case, it wouldn’t retain anything and would cease to be a retaining wall.  

The best way to heat a swimming pool depends on your pool and location. Those living in sunny environments may find that a solar-powered heater works just fine, but you may need something more reliable, like a gas or electric heater if it’s often cloudy where you live. When in doubt, try a few lower-cost options first to see if they meet your needs before going all in on a more expensive heater.

In most states, it is a legal requirement to have a fence around your pool. Laws vary by state and city, so check with your state and local government for regulations specific to you. Additionally, most homeowners' insurance providers will require some type of fence surrounding a residential pool before they provide coverage.

Building an inground pool is a job best left to the pros. Excavating the area and building the pool requires heavy equipment and specialized training, and pools have complex plumbing and electrical systems. Unless you’re experienced in these areas, you’re better off hiring a pool contractor to make sure the job gets done safely and correctly.