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Yes, stump removal is worth the investment. It costs an average of $400 to remove a stump, but you will likely avoid other more expensive issues, such as termite and carpenter ant infestations, which can cost upward of $1,500 to treat professionally. If termites or ants attack the rotting stump—and they likely will—they could move to your primary structure after the stump is consumed. So, you could incur structural damage to your home as a result, which is even more costly and potentially dangerous.

Removing tree stumps is a dangerous and complex job that requires a high level of expertise. Many landscapers specialize in general lawn care and maintenance. But, some may have the proper licensing and qualifications needed to safely remove tree stumps. In most cases, though, landscapers will refer you to a local tree removal or stump grinding company.

It is possible to plant a tree over a ground stump if it was ground very deeply. However, it is typically best to plant elsewhere so your new tree has room to establish a strong, healthy root system. If you want to plant a tree in the same spot where you currently have a stump, you may want to consider other options, such as stump removal.

You may wonder whether tree removal is tax deductible: Tree removal is not tax-deductible for homeowners unless it's related to a federally declared disaster. In that case, the cost may qualify as a casualty loss. However, if you own a commercial property, like a rental home, tree removal could be deductible if it's necessary for safety, maintenance, or part of a larger capital improvement project, and you must hire a professional tree removal service and keep documentation. Always consult a tax professional beforehand to see if you qualify.