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Excavating questions, answered by experts

To determine whether your homeowners' insurance will cover crawl space repair, consider the cause of the issue. Repair may be covered if the problems were caused by an event that the insurance covers, such as vandalism or a windstorm. However, companies won't cover the repair if the issues are caused by neglect or wear and tear.

Whether you grind or dig up and remove your tree stump depends on your landscaping goals. Using a stump grinder leaves the root system in place for it to decompose over time, whereas digging up the tree stump removes the roots and the stump. Overall, stump grinding is a far simpler process since you won’t need to deal with the roots. Stump removal will make your yard look like a demolition site, but you’ll have an easier time replanting in the same place as your former tree.

The best type of soil to build on is a mixture of sand and clay, known as loam soil. Loam soil has the best combination of these soil types to build a foundation on. The clay particles help with water retention, so it won’t erode like sandy soil might, and the sandy particles help with drainage, so you won’t see unsafe soil expansion or have an increased risk of leaks from water sitting against your foundation.

The average cost of excavation is approximately $3,200, with typical projects ranging from $500 to $15,000. Depending on the contractor, you may be charged between $50 and $200 per cubic yard or an hourly rate of $40 to $180 for an excavation specialist. The total cost is influenced by several factors, including the project size, the amount of soil to be removed, and the soil's condition. Hard soil, tree roots, or excessive rocks and clay can increase the price, potentially adding $200 to $1,200 to the final bill. Other factors that can drive up costs include the presence of nearby structures that complicate the work or tight spaces that require manual excavation instead of heavy machinery.

If you’re planning to dig on your property, you’ll need to check for underground utility lines. Call the national call-before-you-dig 811 number. Once connected to an operator, you can schedule a site visit to mark underground lines. This way, you won’t accidentally dig into pipes and can cause major (read: costly) issues.

The Paxton, NE homeowners’ guide to excavation services

From average costs to expert advice, get all the answers you need to get your job done.