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Mineral wool has an excellent life expectancy of up to 50 years, provided it's kept dry and free of pests. Compared to fiberglass, with a life span of 20 to 30 years, mineral wool stacks up well for long-term cost savings. Sheep wool maintains a similar life span to fiberglass, while estimates for hemp wool insulation life expectancies are all over the board, ranging anywhere from 20 to 100 years.

If you’re a savvy DIYer around the house, own the basic tools, and have enough time on your hands, you can definitely install fiberglass insulation yourself. Doing the work yourself will certainly keep overall insulation costs down. However, if you’re not confident in your handy skills around the house, call in a professional.

Heat lost through uninsulated basement walls can account for up to 30% of the total energy lost through heat transfer to the outdoors. While homes in mild climates won't gain as much benefit from having an insulated basement as those in cold climates, the effects are still noticeable on your energy bill.

One of the clearest signs that your insulation isn’t working as well as it should be is a noticeable difference in temperature throughout your home. One room might feel icy while another is hot as Arizona—this indicates that some parts of your home are either retaining or losing heat more than others. Additionally, a sudden increase in your energy bills, evidence of pests or rodents, or evident water damage are other signals that warrant a thorough inspection of your insulation and potential replacement.