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No, water bugs are not big roaches. Water bugs and cockroaches are different insects entirely, belonging to different orders. They are often confused for one another because they are similar in appearance, but water bugs and cockroaches have close-up differences in how they look, plus they behave and feed in very different ways.

Both insects can damage wood, but there are key differences between termites and carpenter ants that tell them apart. Carpenter ants tunnel through moist wood, leaving behind smooth tunnels and sawdust-like piles, as they don't eat the wood but rather carve it for nesting. In contrast, termites actually consume wood, creating irregular galleries filled with mud and dirt, and leaving behind mud tubes as their signature. In terms of appearance, carpenter ants have segmented bodies with heart-shaped heads and larger front wings, while termites have more oval bodies with straight antennae and equal-sized wings.

Although it takes time and possibly multiple treatments, roaches can be eradicated from your home. However, they can return if the conditions are right. That’s why taking the steps to prevent an infestation is key. You may also want to discuss preventative pest control treatments with your exterminator. That way, you can reduce the risk of another infestation. 

No, pest control is not covered by home insurance. This is considered routine maintenance that is the responsibility of the homeowner. Although this may be discouraging news, don’t let it deter you from taking care of your home so you can prevent pests from entering and becoming a bigger nuisance. Otherwise, you may have a bigger problem on your hands that you’ll also have to cover out-of-pocket.