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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Silverfish can crawl on you in your sleep. They enjoy consuming dandruff and will crawl on your scalp for nourishment. They can also find their way to your hairbrushes and anywhere you’ve shed dandruff. It’s important to keep pillowcases, sheets and brushes clean to avoid making your bed hospitable for unwanted guests.

Summer is the best time of year to treat chinch bugs. Check the instructions on the treatment method or consult a pest control pro for timing recommendations. You want to wait for chinch bugs to have a chance at coming out of hibernation and move around, but not too long that they start doing damage. Aim for around mid to late spring for most chinch treatments.

There are several ways to make your yard a less attractive habitat for moles. Protect your garden beds by installing a fence or other barrier about 2 to 3 feet deep around your garden.

Moles eat insects, so grub removal is another important way to prevent moles from destroying your yard.

Likewise, remove tree stumps, dead leaves, and other debris that attract insects to your lawn. Some plants will deter moles as well, including daffodils, marigolds, crown imperial, and alliums, like garlic or onions.