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Most spiders are harmless or do little more than the equivalent of a bee sting. Prevention is the best option for more serious cases. Keep spiders out of your home when possible. When you find spiders, a spider nest, or egg sac, remove it quickly before an inquisitive pet or child gets involved. When children are old enough, teach them to recognize the few dangerous species of spiders and avoid them to prevent getting bitten.

You can easily find sprays that claim they are safe for pets and kids. However, we’d rather not use them in our own homes if we’re worried about pet safety: They still include pesticides and other chemicals, and are best avoided in any food prep areas like the kitchen, or any spots where children and pets may place. That’s why sprays didn’t end up in our suggestions for the safest options.

If your house is full of things that attract spiders, you’re more likely to have a population explosion. When you have lots of cracks leading to warm, secure spots in your home, why wouldn’t they want to come in? Especially if your home has plenty of other meal-ticket insects, like flies, roaches, and fleas. Sealing up obvious cracks and gaps and keeping your house bug-free makes it a less appealing place for spiders.

It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.