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Roaches may not be quite as common on the top floors of a home, but they can easily climb up there if they want to. Second stories are less likely to have food sources and somewhat less likely to have moisture issues, so most roaches are attracted to bottom levels first. However, humid attics and similar spots can help roaches thrive.

Rocks are less likely to attract snakes and other critters because their prey (termites, ticks, and other insects) don’t usually inhabit this environment. However, if you have placed together rocks with large spaces in between or near a source of water, you may find a snake or an occasional chipmunk seeking shelter.

It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

While there are plenty of DIY home remedies for pests, trapping and fumigation costs are worth the investment when dealing with a serious infestation that is hard to get rid of, like termites,  bed bugs, or mice.

DIY traps and sprays might help eliminate a few ants or the occasional mouse, but they're no match for a full-blown infestation. Call an extermination pro to locate where pests hide, how to treat the issue at the source, and how to keep it from returning.