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Fireplaces questions, answered by experts

Depending on who’s doing the estimating, about 22,000 to 25,000 chimney fires happen each year in the United States. Given the fact that millions of Americans have fireplaces (and chimneys), that means chimney fires aren’t exactly common—but they’re not rare, either. Since they’re so dangerous, it’s important to take precautions to prevent them.

Sometimes chimney caps blow off during storms or fall off after rusting away. While this typically won’t cause structural damage, failing to replace a chimney cap can. A chimney cap prevents moisture, animals, and debris from entering your chimney, all of which can cause serious problems, such as damage to the masonry or blockages in the flue.

Pellet stoves are designed to operate quietly, often emitting only a soft hum from the combustion fan and auger. Compared to traditional wood-burning stoves or furnaces, modern pellet stoves are relatively quiet during operation. This minimal noise ensures they can efficiently heat living spaces without causing disruption, making them a preferred choice for those seeking both comfort and peace of mind.

Having a pellet stove can indeed raise your insurance rates since they're a relatively common cause of fires in the home. However, rate increases vary by insurance provider so you should reach out to yours to determine exactly how much your rates might increase with a new pellet stove install.

You can research your fireplace insert or retrofit by checking out the EPA wood stove database. The database includes information, such as a model's emission rate, efficiency, and carbon dioxide output.

The Cavalier, ND homeowners’ guide to fireplace services

From average costs to expert advice, get all the answers you need to get your job done.