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If you have a chimney, you need a flue or chimney cap. The right covering keeps rain, debris, and animals from getting into your flue or chimney and causing damage. A flue or chimney cap also provides fire protection. The mesh insert around the cap keeps sparks from flying out of the chimney and igniting leaves and other materials.

The timeframe for a gas fireplace installation typically ranges from 1 to 7 days, depending on the complexity of the project. A basic installation with gas line connections and venting may take 1-3 days, whereas a more involved project that includes framing and masonry work can take 3-7 days.

It’s possible to clean your chimney by accessing it from the opening above your fireplace, but be aware that this method is messier because you will be pulling loose buildup of soot, ash, and creosote into your fireplace instead of up, out, and onto the roof. While the bottom-up method can cause more of a mess, it’s a good option if you’re not comfortable getting on the roof.

Homeowners insurance may cover chimney leaks, repairs, or replacement, but coverage depends on the cause of the damage. If the chimney is damaged by a sudden, covered peril like a lightning strike, storm, hail, fallen tree, or an unexpected fire, your policy is likely to cover the costs. However, insurance generally does not cover damage resulting from normal wear and tear, old age, or a lack of proper maintenance, such as failing to perform regular cleanings and inspections. If a fire or other damage is caused by a known issue you didn't address, the claim may be denied. Additionally, some policies may have specific exclusions for events like high winds or earthquakes.