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Yes, electricians must be licensed, certified, and in most cases, insured. Licensing requirements vary by state and local municipality, but most U.S. municipalities require electricians to hold an electrical contractor’s license. It's always a good practice to confirm requirements with your local municipality. Even if licensing is not required in your area, hiring a licensed and experienced electrician often leads to a better end result.

A license is a legal requirement to operate a business and is necessary for pulling project permits. Certifications, on the other hand, are typically voluntary and demonstrate a certain level of expertise. In some cases, a certified electrician may send an apprentice or journeyman to perform the work, but they must operate under a primary electrician who holds the proper license.

Before hiring, you should verify the electrician's license, insurance coverage, and any third-party certifications. You can use Angi’s contractor licensing search to confirm a pro's license status. Additionally, businesses with the “Angi Approved” badge on our platform meet strict criteria, including having the required state and local licenses, passing a background check, and maintaining a high average rating.

If all of the outlets in one room suddenly stop working, it’s likely the result of a tripped circuit breaker. This easy-to-resolve malfunction is caused by overloading the circuit with too many working appliances at the same time. Locate the tripped breaker in your electrical panel and reset it to restore power.

If wiring in a relatively modern home is damaged due to sudden events like a fire, a tree falling into the house, or a flood, then homeowners insurance is very likely to cover the cost of replacing the wire.

However, if it’s determined that wiring failed or started the fire because of age, neglect, or not meeting current electrical standards, then insurance won’t be covering any replacement. Also, insurance policies may charge more for particularly old kinds of wiring like aluminum wiring or deny applications altogether. 

Homeowners insurance policies will typically cover your cost to replace an electrical panel if damage occurs due to a covered circumstance such as fire, lightning, or certain types of accidents. Regular wear and tear or damage due to neglect might not be covered, so it's essential to review the policy details and consult with your insurance provider on the specifics of your coverage.