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Home Security Systems questions, answered by experts

Wireless cameras will not work without an internet connection. A Wi-Fi camera uses the internet to transmit footage and store the information in cloud-based software. However, there are wireless cameras that you can buy that allow you to record and save footage on an SD card instead.

Insurance companies weigh the amount of potential liabilities on your property to increase (or decrease) the cost of your home insurance. They will use several factors to decide if there are more chances for peril or injury to take place at your home. These factors include your location (whether you live in an area with high risk for natural disasters), the age and condition of your home, and whether you have any “attractive nuisances”—features that both increase the aesthetic of your home and potential for injury—like a pool or treehouse. 

While many security cameras are internet-connected, not all require a constant connection. Some wireless options operate independently of the internet, providing essential security functions even offline. They typically have features like local storage capabilities, like microSD cards or network-attached storage (NAS), which can still record footage even when Wi-Fi is unavailable. The camera-stored data can be accessed later once the Wi-Fi connection is restored.

It depends on your specific needs. A security system typically includes alarms, sensors for windows and doors , and 24/7 monitoring services, offering comprehensive protection with immediate response to potential threats. Cameras, on the other hand, primarily provide visual surveillance and evidence collection. A security system is preferable if your primary concern is deterring intruders and receiving real-time alerts. Cameras are ideal for monitoring and recording activities but might offer a different level of active protection. In many cases, a combination of both—a security system with integrated cameras—provides the most robust home security solution, offering prevention and documentation.

Keyless locks are great for convenience, letting you unlock doors with a code or your phone so you don't need to carry keys around. They also often come with helpful features like temporary codes for guests. On the downside, they can be more costly up front and do require batteries that will eventually need replacing. If you value ease of use and additional security features, keyless locks are worth the investment.

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