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Mineral wool wraps are the most affordable and effective insulation for crawl space ducts. They are easy to cut, last for a long time, and healthier for humans. Meanwhile, fiberglass wraps are cheaper but more hazardous and difficult to handle. If you do choose to use a fiberglass wrap, make sure you are wearing long sleeves and wear proper protective gear.

Ductwork should be wrapped in insulation in certain locations. This includes unconditioned interior parts of the home, such as attics, crawl spaces, basement ceilings, and between floors. Duct joints should also be insulated since they're more likely to leak air than other parts of your system. Building codes in some areas also require ductwork to be insulated.

If you need to insulate behind finished walls, the best option will likely be to have an insulation professional install blown-in insulation. The installation requires small holes cut in your wall, after which the installer can blow loose-fill insulation into the void. After the installation, you’ll have minor drywall patching, which shouldn’t cost more than $100. Compared to ripping down the existing drywall, using a different type of insulation, and replacing and finishing the drywall, this should save you hundreds or even thousands, depending on the size of the room you’re insulating.

The best type of insulation for your home depends on your specific needs, climate, and the area you are insulating. For new construction, structural insulated panels are a highly energy-efficient option that is easy to install during the building process. In very warm climates, reflective insulation can be a cost-effective choice. For cold climates, fiberglass is an excellent option due to its high R-value and resistance to settling over time. Spray foam works well in humid environments because of its moisture-resistant properties. For standard attics, loose-fill, spray foam, or blown-in insulation are all suitable options.