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Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered a greater liability due to their potentially hazardous nature, and the added replacement cost of the pool is factored into your home's rebuilding cost when considering coverage limits. The amount of the increase can range from as little as $50 to a few hundred dollars more per year, depending on your insurance provider, location, current coverage, and the safety features installed. Before building a pool, it is highly recommended to contact your insurance agent to get an estimate, discuss their specific guidelines and requirements, and factor the increased premium into your total pool installation costs.

Yes, small pool leaks are fixable with waterproof patches and sealants. It is always best to avoid draining a pool if you can, since doing so safely takes time, patience, and a whole lot of water to refill it. Larger pool leaks may require draining, but in this case, it's best to call in a professional.

Depending on where you live and the demand for pools and spools, a spool may increase your property value and make your home more appealing to potential buyers. It’s worth looking at installation, maintenance, insurance, and safety costs to see if the increase in value is worth the cost of installing a spool.

Yes, you can put too much shock in a pool, and it is crucial to follow the directions on the product you are using. Adding excess shock can upset the chemical balance, make the water cloudy, have adverse effects on swimmers, damage pool equipment or surfaces, and even encourage certain types of algae to grow. If you have over-shocked your pool, perform a water test and adjust the chemicals as necessary. The pool's chemical balance will eventually return to normal as the excess chlorine dissipates over time.