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A well-built and well-maintained concrete pool should last anywhere from 50 to 75 years. Concrete is prone to cracking, so winterization and regular pool repairs are particularly important. Water can seep into existing cracks, freeze, and make them worse. Most homeowners should resurface their concrete every few years to maintain their pool’s lifespan. 

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered a greater liability due to their potentially hazardous nature, and the added replacement cost of the pool is factored into your home's rebuilding cost when considering coverage limits. The amount of the increase can range from as little as $50 to a few hundred dollars more per year, depending on your insurance provider, location, current coverage, and the safety features installed. Before building a pool, it is highly recommended to contact your insurance agent to get an estimate, discuss their specific guidelines and requirements, and factor the increased premium into your total pool installation costs.

You should avoid filling your pool overnight—just as a precaution. You’ll want someone around to check on the progress. If your hose springs a leak or you overfill your pool, you could end up with some costly water damage. At worst, you could flood your home’s foundation. For this reason, ensure someone is home and awake, even if your pool takes a couple of days to fill.

Yes, it's normal for pool pumps to make noises—like a humming or gentle rumbling sound. But if your pool pump is making loud noises, then this could indicate an underlying problem. Sounds to keep an ear out for include grinding, whining, screeching, and banging noises. Also, pay attention to any new or louder sounds emanating from your pump.