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Yes, even though frost-free and freeze-proof faucets are designed to withstand winter weather, it is still recommended to cover them with an insulated cap, especially during periods of extreme cold. These faucets work by keeping excess water inside the home's heated space and using a downward slope to drain, but this protection can be compromised. For the faucet to work correctly, you must always disconnect any attached hoses before temperatures drop below freezing, as a hose can trap water and lead to freezing. Ultimately, covering all outdoor faucets, even freeze-proof models, is the best way to prevent frozen and burst pipes.

It’s possible to snake minor drain clogs yourself, provided they sit within a foot or two of the drain itself, but it’s usually best to hire a professional plumber regardless. Even experienced DIYers have a high chance of accidentally pushing the clog further into the drain using a drain snake or another tool, so hiring a plumber is the ideal course of action. A professional plumber can use camera equipment to locate and identify the clog, and remove the entire blockage to fix your issue permanently.

You can use PEX pipe underground, and it will hold up well in underground insulations. Keep in mind that PEX tubing is not rated for outdoor use and that insulation is necessary in regions that experience cold winters. When using it underground, you should also bury PEX piping at least 12 inches below the frost line.

Homeowners insurance may cover shower pan leaks, but it depends on the type of coverage you’re looking for. Typically, home insurance policies cover sudden or accidental water damage, for example, if it comes from a busted pipe or malfunctioning appliance. Damage to a shower pan is usually gradual. A repair or replacement of your shower pan usually won’t be covered by your policy. If your shower pan leak causes water damage, chances are your standard policy—if it includes water damage—will cover the repair.