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Excavating questions, answered by experts

To determine whether your homeowners' insurance will cover crawl space repair, consider the cause of the issue. Repair may be covered if the problems were caused by an event that the insurance covers, such as vandalism or a windstorm. However, companies won't cover the repair if the issues are caused by neglect or wear and tear.

If you’re planning to dig on your property, you’ll need to check for underground utility lines. Call the national call-before-you-dig 811 number. Once connected to an operator, you can schedule a site visit to mark underground lines. This way, you won’t accidentally dig into pipes and can cause major (read: costly) issues.

Septic drain lines (or leach lines) are typically buried between 18 and 36 inches underground, and should be at least 6 inches below the surface. These pipes are perforated and surrounded by filtering materials like sand or gravel. Burying the lines at this depth helps minimize odors and allows bacteria and other biological processes in the soil to effectively treat the wastewater. Burying lines too close to the surface can cause issues unless the soil is very compact and stable.

Prior to excavation, you should prepare the dig site and call 311 before you sign anything.

To get your site ready for excavation, you should move anything in the area that isn’t affixed to the land. You can save money on the excavation by removing hardscaping, including walkways, decks, concrete patios, and paver patios.

Before you carry out any digging, you should call 311 to confirm that there are no utility lines running through your excavation site. Skipping this step could lead to severe injury and property damage if your excavator hits a water, sewage, or gas line.

Excavation and grading are both generally necessary for designing your foundation, and leveling the ground where your foundation will go. These steps can also prepare the area by removing vegetation and anything else that could interfere with your home’s foundation.

The Brooksville, MS homeowners’ guide to excavation services

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