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Avatar for The August Group, Inc. Ltd.
The August Group, Inc. Ltd.
4.7(
6
)

Serving Union, MO and surrounding areas

Approved

In business since 1999

Free estimates

Credit card accepted

"Jeff was fantastic to work with. I had a very tight deadline to meet, and I went with Jeff from the August Group because he said he would meet the tight deadline. He met the deadline with time to spare, and wrote an extremely comprehensive and accurate appraisal. I could not be happier. I will use the August Group for any and all appraisals I need done on my properties in the future."
Bungalow
A+ Accredited Business
Response time7 hrs
4 neighbors recently requested a quote
Recommended by100%of homeowners
Avatar for Archway Appraisals, LLC
Archway Appraisals, LLC
5.0(
1
)

Serving Union, MO and surrounding areas

Approved

In business since 2008

Free estimates

Customers say: Quick response

Thank you for choosing Archway Appraisals, LLC. I have been proudly providing appraisals for over 8 years after spending several years as a realtor. That real estate background has given me great insight into the appraisal process and allows me to give very well-informed market value opinions. Whether you are planning on buying, selling, disputing taxes, going through a divorce, handling your family estate, there is only one name to call for your appraisal, Julie at Archway Appraisals, LLC. I look forward to talking to you today.

WILDWOOD
Country mountain home
LADUE
O'FALLON
CREVE COUER

+5

Response time12 hrs
Recommended by100%of homeowners
Avatar for Mcmillen Appraisal Consultants, LLC
Mcmillen Appraisal Consultants, LLC
5.0(
1
)

Serving Union, MO and surrounding areas

In business since 2012

Credit card accepted

McMillen Appraisal Consultants LLC specialize in Residential Real Estate Appraisals in the general St Louis area. James is the Owner operator and provides quick response to clients needs. His team speaks a wide variety of languages for personalized projects & clients. Their experience includes Commercial Real Estate, then Residential Real Estate, and now Appraisals.

Response time2 days
Recommended by100%of homeowners
The Realty Appraiser
New to Angi

Serving Union, MO and surrounding areas

In business since 2001

Free estimates

Emergency services offered

The Realty Appraiser is committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty, and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade combined with ability is what makes us true professionals. Above all, we are watchful of our customers' interests, and make their concerns the basis of our business.

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Property Appraiser questions, answered by experts

Some appraisers hold a Member of the Appraisal Institute designation. This accolade is the highest credential property appraisers can earn. An MAI appraisal is typically used for commercial properties.

While your lender will likely recommend an appraiser, you can also hire a professional home appraiser on your own. Choose someone who is experienced in your type of residential property, and ensure they hold all of the necessary credentials that your state or region requires.

Foundation cracks won’t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren’t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.

Mobile homes weigh anywhere between 45 to 50 pounds per square foot. Some newer options weigh up to 70 pounds per square foot. An average single-wide mobile home weighs 45,000 pounds, and a double-wide mobile home weighs about 70,000 pounds. Triple-wide mobile homes range from 90,000 to 100,000 pounds.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

The Union, MO homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.