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*The Angi rating for Property Appraisal companies in Gerald, MO is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Gerald, MO is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on May 07, 2026

Find Property appraisers in Gerald

Avatar for Archway Appraisals, LLC
Archway Appraisals, LLC
5.0(
1
)

Serving Gerald, MO and surrounding areas

Approved

In business since 2008

Free estimates

Customers say: Quick response

Thank you for choosing Archway Appraisals, LLC. I have been proudly providing appraisals for over 8 years after spending several years as a realtor. That real estate background has given me great insight into the appraisal process and allows me to give very well-informed market value opinions. Whether you are planning on buying, selling, disputing taxes, going through a divorce, handling your family estate, there is only one name to call for your appraisal, Julie at Archway Appraisals, LLC. I look forward to talking to you today.

WILDWOOD
Country mountain home
LADUE
O'FALLON
CREVE COUER

+5

Response time12 hrs
Recommended by100%of homeowners
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Avatar for Mcmillen Appraisal Consultants, LLC
Mcmillen Appraisal Consultants, LLC
5.0(
1
)

Serving Gerald, MO and surrounding areas

In business since 2012

Credit card accepted

McMillen Appraisal Consultants LLC specialize in Residential Real Estate Appraisals in the general St Louis area. James is the Owner operator and provides quick response to clients needs. His team speaks a wide variety of languages for personalized projects & clients. Their experience includes Commercial Real Estate, then Residential Real Estate, and now Appraisals.

Response time2 days
Recommended by100%of homeowners
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The Realty Appraiser
New to Angi

Serving Gerald, MO and surrounding areas

In business since 2001

Free estimates

Emergency services offered

The Realty Appraiser is committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty, and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade combined with ability is what makes us true professionals. Above all, we are watchful of our customers' interests, and make their concerns the basis of our business.

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Avatar for National Appraisal Services, Inc.
National Appraisal Services, Inc.
New to Angi

Serving Gerald, MO and surrounding areas

In business since 1999

Free estimates

Credit card accepted

National Appraisal Services, Inc. has many years of experience in the business, we have a proven track record of reducing lenders time, efforts and costs in managing the appraisal process.

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Property Appraiser questions, answered by experts

Basement bedrooms can count toward your room count and the square footage of your home on an appraisal if they’re fully legal, which means they have proper ventilation and points of egress, as defined by your local building code. Simply partitioning off a space for a bedroom in an otherwise unfinished basement that isn’t a legal living space won’t affect your appraisal value.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a “seller’s market,” where there is an abundance of buyers, market value will likely sit higher than the appraised value because there’s more demand for the low inventory of homes. In a “buyer’s market,” where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.

Whether a scullery is worth it depends on how much you like to cook and entertain. If you frequently host gatherings—a scullery is likely worth the money. If you’re looking for ROI, it’s not so clear. It may not add significant value to your home, as it doesn’t increase square footage and may repurpose space that a buyer would have preferred to remain as-is (like a laundry room). 

Land doesn’t depreciate in the same way that a house, vehicle, or other property does, but it can lose value based on various factors. Environmental changes, nearby development, zoning changes, and economic downturns can all cause land to lose value over time. Value is a comparative figure, so as other related factors change, so can land’s value.

The Gerald, MO homeowners’ guide to property appraisals

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