Does homeowners insurance cover a water heater?

• <div><p>Homeowners' insurance covers water heaters under certain circumstances. If your water heater is damaged due to a covered event, like a fire or burst pipe, your policy may pay for repairs or replacement. However, insurance won’t cover wear and tear, old age, or neglect. If a malfunctioning water heater causes water damage, your policy may help with cleanup and repairs, but not fixing or replacing the heater itself unless the damage resulted from a covered event.</p></div>

What happens if a water heater is not vented properly?

• <div><p>If your system is not vented properly, you could experience what’s called backdrafting. Backdrafting is when your ventilation system isn’t working as it should, and instead of releasing gases outside, they get trapped inside your home. </p><p>Gas and propane water heaters create a few types of combustion gases, but the most dangerous is carbon monoxide. If there’s too much build-up of these gases inside your home, it can lead to carbon monoxide poisoning.</p></div>

How much does it cost to convert a gas water heater to electric?

• <div><p>Converting a gas water heater to an electric one can cost <b>between $870 and $4,100</b>, depending on the installation scope, plumbing and electrical needs, and the water heater model. However, it’s always better to contact a local pro for a more accurate quote. Also, since natural gas is cheaper than electricity in most regions, you should prepare yourself for a higher monthly cost after the initial conversion. </p></div>

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Q: Do you have to replace expansion tanks at the same time as your hot water heater?

• <div><p>You don&rsquo;t have to replace expansion tanks at the same time as your hot water heater. You may be able to go six to 12 years or more before needing to replace your expansion tank. At <b>$150 to $450</b>, hot water heater expansion tanks are usually much more affordable than the <a href="https://www.angi.com/articles/how-much-does-water-heater-installation-cost.htm">cost of hot water tanks</a> themselves, which average about $1,190.</p></div>

Q: Is it better to vent a gas water heater out of the wall or roof?

• <div><p>Venting a gas water heater out of the roof is preferable in most cases. Heated exhaust gases naturally rise, so a vertical vent pipe is efficient. If you&rsquo;re trying to vent through a pipe exiting a wall, the angle of the pipe may be more horizontal than vertical, making the venting system less effective. If you go through a wall, you may need to add a fan to ensure a successful expulsion of the gases outdoors.</p></div>

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Verified Reviews for Water Heater Service pros in Palmyra, MO

*The Angi rating for Water Heater Service companies in Palmyra, MO is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Water Heater Service needs.

*The HomeAdvisor rating for Water Heater Service companies in Palmyra, MO is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Water Heater Service needs.

Last update on November 17, 2025

Find Water heater pros in Palmyra

Neli Virtual Appliance Repair

Neli Virtual Appliance Repair

Customers say: Super punctual

30276 local quotes requested

9 years of experience

NEW! Appliance Consultation – Just $35 Get expert advice before you spend on repairs or replacements. A Neli technician will evaluate your issue and help you decide if your appliance can be fixed—or if it’s time for a new one. Virtual Appliance Diagnosis and Repair - Just $45 Service Description: Diagnose or repair your appliance virtually—no need for anyone to enter your home. Neli’s certified technicians guide you step-by-step via secure video chat. How It Works: Book online at nelihome.com or call 833-876-0900 Connect with a tech through our video platform Diagnose or fix the issue in real time Get expert advice and confidence in your next steps What’s Included: Real-time video guidance from a certified technician Diagnosis of the issue OR full repair (when possible) Step-by-step guidance using your smartphone or tablet Safe, contact-free service - no one in your home Flexible scheduling—appointments available daily Perfect For: Appliance fixes HVAC troubleshooting DIY-savvy homeowners Saving time and money on service calls

"Super helpful"

Michele H on November 2025

"Super helpful"

Michele H on November 2025

We are a Christian, non-smoking company that has been in business since 2001. We take pride in our work and it shows.

ALL-N-ALL CONSTRUCTION, LLC

5.00(

)

ALL-N-ALL CONSTRUCTION, LLC

5.00(

)

Recommended by 100% of Angi customers

Construction, remodeling, repairs as many people as needed, cash, check, money order and can accept cards for fee

Krell Distributing Co Inc

No reviews yet

Krell Distributing Co Inc

No reviews yet

53 years of experience

Additional DBA - Krell Industries. Family owned & operated. Nationwide service.

Solar Wolf Energy

2.00(

)

Solar Wolf Energy

2.00(

)

10 years of experience

Solar Wolf is a full service solar company with a great reputation and an old world belief to our customers. To under-promise and over-deliver, period. We have 18 years experience in construction, remodeling, roofing, solar water heaters, solar pv systems, battery back-up systems and much more. See what Solar Wolf Energy can do for you!

Call The All In One Construction Co

No reviews yet

Call The All In One Construction Co

No reviews yet

40 years of experience

I have 35 years experience in construction I have performed all phases of construction im a 4th generation contractor I have 4 employees

Advanced Plumbing & Septic Service

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Advanced Plumbing & Septic Service

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27 years of experience

Foundation to Roof

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Foundation to Roof

No reviews yet

26 years of experience

New or repair everything from foundation to roof, to pouring sidewalks and driveways, to painting, plumbing, home additions, garages, everything you can imagine.. We do it all

Showing 1-10 of 27

Water Heaters questions, answered by experts

You don’t have to replace expansion tanks at the same time as your hot water heater. You may be able to go six to 12 years or more before needing to replace your expansion tank. At $150 to $450, hot water heater expansion tanks are usually much more affordable than the cost of hot water tanks themselves, which average about $1,190.

Homeowners' insurance covers water heaters under certain circumstances. If your water heater is damaged due to a covered event, like a fire or burst pipe, your policy may pay for repairs or replacement. However, insurance won’t cover wear and tear, old age, or neglect. If a malfunctioning water heater causes water damage, your policy may help with cleanup and repairs, but not fixing or replacing the heater itself unless the damage resulted from a covered event.

If your system is not vented properly, you could experience what’s called backdrafting. Backdrafting is when your ventilation system isn’t working as it should, and instead of releasing gases outside, they get trapped inside your home.

Gas and propane water heaters create a few types of combustion gases, but the most dangerous is carbon monoxide. If there’s too much build-up of these gases inside your home, it can lead to carbon monoxide poisoning.

Venting a gas water heater out of the roof is preferable in most cases. Heated exhaust gases naturally rise, so a vertical vent pipe is efficient. If you’re trying to vent through a pipe exiting a wall, the angle of the pipe may be more horizontal than vertical, making the venting system less effective. If you go through a wall, you may need to add a fan to ensure a successful expulsion of the gases outdoors.

Converting a gas water heater to an electric one can cost between $870 and $4,100, depending on the installation scope, plumbing and electrical needs, and the water heater model. However, it’s always better to contact a local pro for a more accurate quote. Also, since natural gas is cheaper than electricity in most regions, you should prepare yourself for a higher monthly cost after the initial conversion.

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