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Verified Reviews for Property Appraisal pros in Brighton, MO

*The Angi rating for Property Appraisal companies in Brighton, MO is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Brighton, MO is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on October 19, 2025

Find Property appraisers in Brighton

USA Mortgage-Springfield

1525 E Republic Rd Ste B135
4.00(
1
)

USA Mortgage-Springfield

1525 E Republic Rd Ste B135
4.00(
1
)
Customers say: Quality work
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

USA Mortgage-Springfield is a branch office of USA Mortgage, a division of DAS Acquisition Company, LLC out of St Louis MO. Our branch employees 21 people with 10 loan officers and 11 support staff. We are in the heart of Springfield ready to serve you.

USA Mortgage-Springfield is a branch office of USA Mortgage, a division of DAS Acquisition Company, LLC out of St Louis MO. Our branch employees 21 people with 10 loan officers and 11 support staff. We are in the heart of Springfield ready to serve you.

Avatar for Murney Associates, Realtors

Murney Associates, Realtors

620 W Republic Rd
No reviews yet

Murney Associates, Realtors

620 W Republic Rd
No reviews yet
31 years of experience

Make the right decision for your next real estate transaction. The Bridges Home Team at Murney Associates Realtors will handle your next move from start to finish. Hassle free and Fun

Make the right decision for your next real estate transaction. The Bridges Home Team at Murney Associates Realtors will handle your next move from start to finish. Hassle free and Fun

Property Appraiser questions, answered by experts

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

Wainscoting isn’t a design element that can be directly tied to an increased house price. Despite that, it is a highly marketable element that can generate significant interest from potential buyers who enjoy the style, and is relatively inexpensive to remove for those who don’t. If you are on the fence about paneling, just know that it certainly wouldn’t result in depreciation of your home’s value—usually the opposite. 

You can be present during a home appraisal, but it’s best to stay out of the appraiser’s way. Make yourself available, but don’t engage or interrupt, and don’t discuss value or your target sales price. If possible, have your agent present in the house instead of being present yourself.

The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a “seller’s market,” where there is an abundance of buyers, market value will likely sit higher than the appraised value because there’s more demand for the low inventory of homes. In a “buyer’s market,” where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

The Brighton, MO homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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