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Verified Reviews for Property Appraisal pros in Aurora, MO

*The Angi rating for Property Appraisal companies in Aurora, MO is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Aurora, MO is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on November 26, 2025

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USA Mortgage-Springfield

4.00(
1
)

USA Mortgage-Springfield

4.00(
1
)
Customers say: Quality work
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

USA Mortgage-Springfield is a branch office of USA Mortgage, a division of DAS Acquisition Company, LLC out of St Louis MO. Our branch employees 21 people with 10 loan officers and 11 support staff. We are in the heart of Springfield ready to serve you.

USA Mortgage-Springfield is a branch office of USA Mortgage, a division of DAS Acquisition Company, LLC out of St Louis MO. Our branch employees 21 people with 10 loan officers and 11 support staff. We are in the heart of Springfield ready to serve you.

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Murney Associates, Realtors

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Murney Associates, Realtors

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31 years of experience

Make the right decision for your next real estate transaction. The Bridges Home Team at Murney Associates Realtors will handle your next move from start to finish. Hassle free and Fun

Make the right decision for your next real estate transaction. The Bridges Home Team at Murney Associates Realtors will handle your next move from start to finish. Hassle free and Fun

Property Appraiser questions, answered by experts

The entire appraisal process takes from seven to 10 days. This timeline accounts for the many steps of the appraisal process, including the post-inspection report completed by the appraiser.

Home appraisal services include the following tasks:

  • Inspect home interior and exterior

  • Evaluate materials, features, fixtures, and renovations

  • Review comparable properties

  • Write an appraisal report

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

In cases where an appraisal comes in lower than an offer price, sellers might opt to lower their asking price to meet the appraisal, especially if the market is slow, and replacing the offer with a higher one may take a long time. Sellers can also offer to make repairs to boost the appraised value, hire another appraiser to get a second opinion, or just move on to another offer that isn’t contingent on the buyer getting a mortgage or an appraisal inspection.

While a single shelf here and there doesn’t add value to your home, a built-in bookcase can increase your home’s value under the right circumstances. Not every built-in bookcase works in your favor here—those built from high-quality materials tend to provide a better ROI. If you’re looking for your bookcase to work for your home’s value, consider having a professional build it with luxury hardwood.

Foundation cracks won’t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren’t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.

The Aurora, MO homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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