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It is possible to cut down a tree on your property yourself, but it is generally not recommended unless specific conditions are met. You should only consider this project if the tree is small (e.g., under 4-5 inches in diameter and short enough that you don't need a ladder to reach the branches), and you are experienced in handling a chainsaw. The tree must also be located far from any power lines, fences, homes, or other structures. Even for small trees, the work can be dangerous, and it's always advisable to have a spotter to ensure the tree falls correctly and no branches fall on you.

For any tree that is large, requires a ladder to access, or is near electrical lines or structures, you should always hire a professional. Attempting to remove a large tree yourself is extremely dangerous, poses a risk of serious injury, and could result in significant damage to your property.

Before any tree removal, it's also important to check your local and state regulations to ensure the tree is not historic or otherwise protected by your city.

All of the tree root removal methods mentioned above are effective on any kind of root, whether it’s still growing or simply needs a gentle nudge to finish decomposing. The only difference is that larger roots tend to be harder to remove and may require multiple chemical treatments as well as manual labor to eradicate.

No, homeowners insurance typically does not cover the cost of removing a dead, sick, or rotting tree that is still standing. Insurance is designed to protect against sudden and unexpected accidents, whereas a tree dying or rotting over time is considered a maintenance issue. Coverage usually only applies after a tree has fallen and caused damage to your property.

Horticulturist is a broad term for any type of plant and soil expert. An arborist, meanwhile, specializes in all aspects of tree care. You should hire an arborist when you need assistance with tree-related tasks, such as pruning large trees, removing trees, diagnosing a sick tree, or emergency tree services. Horticulturists aren’t qualified to handle those types of tasks.