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Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

Before you cut down a dead palm tree, try to revive it using the methods listed above. However, there are instances when it makes sense to remove a dead palm tree, including:

• The heavily infected tree will infect nearby trees, bushes, and plants.

• The palm’s roots are overtaking your yard, foundation, and sidewalk and causing structural damage.

• The tree is unstable and a hazard to your property, your neighbor’s property, and pedestrians.

Tree roots are hearty and complex systems, so they don’t die immediately after the rest of the tree is removed. If you leave the root system in place, it takes anywhere from two to seven years for it to run out of nutrients. It is worth noting, however, that the roots stop growing and expanding after cutting down the rest of the tree.

No. Topping a tree refers to severely cutting down all its major branches and tree in a straight line. It was once recommended for streetside deciduous trees but has fallen out of practice. Topping leads to many problems, removing so much of the tree that many trees struggle to survive and become much more vulnerable to insects and diseases. Also, it doesn’t really help tree growth as once assumed and often leads to an ugly appearance of many sprouting stems in competition to become new main branches.