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Solar Panels questions, answered by experts

Rooftop solar panels supply energy to a single household, where a solar farm can power multiple homes at once with clean energy. Residential rooftop solar panels cost more per watt with a lower project total, and those panels only service the residence they are installed on (in most circumstances). With a solar farm, multiple households can buy into the project and share the overall cost.

In most cases, solar panels are covered by homeowners insurance. However, you’ll need to read the fine print of your particular home insurance policy to ensure you’ll receive coverage for various incidents that could take place. For example, some policies only cover hail damage. Check with your provider to make sure your policy has adequate coverage.

In most states, solar installers need to be licensed and insured as solar professionals, although some states don’t have specific requirements for installers. You can use our state licensing tool to check if an installer you’re considering hiring holds the proper licensing. No matter where you live, a member of your solar panel installation company must be a certified electrician to connect your panels to your home and the electric grid.

The actual time it takes to construct the solar farm is relatively short, taking between 2 and 4 months on average. That timeline is dependent on site conditions, crew size, and the overall size of the solar farm.

However, the time it takes to get the ball rolling is significantly longer, ranging from 3 to 5 years. With a project of this scale, you’ll need to obtain all of the proper permits and approvals to start breaking ground, and depending on your location, that could be an extended process.

The average-sized home in the U.S.—around 2,500 square feet—will require between 15 and 34 solar panels to power the whole home. The specific number, however, will have less to do with home size and more to do with how much energy you use each year and the amount of sunlight in your region.

The Princeton, MN homeowners’ guide to solar panel services

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