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Yes, a dirty air filter can cause a higher electric bill. That’s because clogged filters make it harder for air to flow through your HVAC system, which forces it to work harder and use more energy. According to the U.S. Department of Energy, replacing dirty filters can save you between 5% and 15% in utility costs.

When installing a new furnace, it's a good time to consider other projects that can enhance your home's energy efficiency. A great first step is to get a home energy audit, which will identify areas for improvement. Common recommendations include sealing or replacing windows and adding insulation to the attic. These upgrades can help you save money on monthly utility costs. You might also consider installing a smart thermostat to make heating your home more convenient and efficient.

Window AC units use a fair amount of electricity, but significantly less than central AC systems. Because they are more energy-efficient for cooling individual rooms or small spaces, their usage is comparatively low. On average, a window AC unit consumes between 500 and 1,400 watts, while a central AC system uses over 3,500 watts—meaning a window unit uses about one-third of the energy. This typically translates to a monthly running cost of $15 to $40, although this can vary depending on external factors.

Setting your AC unit to 78 degrees can, indeed, help you save energy. In fact, according to experts, every degree you turn the unit up could save you between 1% and 3% on your energy bills. That said, turning your unit off entirely while you’re out might actually be less efficient than keeping it on at a higher temperature. Why? The unit will need to work extra hard to cool the house back off again after all those hot hours.