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Plumbing questions, answered by experts

Homeowners insurance usually doesn’t cover sewer backups because it’s typically an avoidable problem with proper maintenance. The only exception would be if the backup is occurring because of local flooding and only if your city uses a combined drainage system for stormwater and sewage. If that’s the case, your policy should cover any resulting damage.

Thawing a pipe yourself usually takes around 30 minutes but can take longer depending on outside weather conditions, how long the pipe has been frozen, and its location. If you’ve been trying to unfreeze a pipe yourself for over an hour with no solution, it’s best to call a plumber.

Under normal circumstances, you don’t need to turn interior water off if it’s cold outside. But if you plan to be away during cold weather for more than a day, turning off the water can help prevent freezing and burst pipes. If you lose heat, turning off the water can help to keep pipes from freezing as well. You should turn off exterior pipes for sprinklers or outdoor irrigation for the season once temperatures begin to fall in the late fall and early winter.

You can tell if your toilet fill valve is full by removing the lid and taking a look. When you flush the toilet, the float is at the bottom of the tank, the water empties, and the fill valve opens. The float rises to the top as the tank fills again with water. When the float rises to the right level, the fill valve closes; if the valve is too high, your toilet may only partially flush, requiring you to adjust the float. 

A shower diverter and a shower valve serve different functions, though some modern models combine them into a single unit. A shower diverter is a specific type of valve that directs the flow of water between different fixtures, such as from a tub spout to a showerhead or handheld sprayer. In contrast, a shower valve (often called a mixing valve) controls the water temperature and turns the shower on and off. A shower system can have both a diverter valve and a mixing valve to manage its functions.

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