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Solar Panels questions, answered by experts

In most cases, solar panels are covered by homeowners insurance because they are considered a permanently attached part of the home, and you may not need additional coverage. However, it is essential to read the fine print of your specific policy to understand the extent of the coverage, as some policies might only cover certain types of damage, such as hail. Always check with your insurance provider before installing solar panels to ensure your policy provides adequate coverage for your investment.

Learn about common solar blockers in your area to determine how often you should wash solar panels and the best cleaning method:

  • Soot: If you have a fireplace, soot can disperse and accumulate on the solar panels.

  • Debris, dirt, and leaves: These natural elements require light cleaning. Being close to trees or living in a desert area can cause more of these to accumulate.

  • Pollen: Areas with a high pollen count require more frequent solar panel cleaning, and sticky plant material requires a deeper cleaning.

  • Bird droppings: Bird droppings are binding and more difficult to remove. Keep this in mind if you live near a lot of surrounding trees. 

Yes, it is possible to install solar panels on a tar and gravel roof, but it is not the ideal roofing material for a solar installation. The process requires roof penetrations to install the solar racking system. While installers will seal these penetrations, they still increase the risk of leaks. This risk is higher on tar and gravel roofs, which are often flat. Flat roofs are more prone to leaks than sloped roofs because they can pool water during heavy rain and hold snow for longer periods, exposing the roof to more moisture.

Yes, you should tell your home insurance company about your solar panels. Even if you believe they’re covered by your existing policy, installing a solar panel system is a significant change to your home. This can affect coverage and premiums. By discussing your new solar panel installation with your insurance provider, you can be sure you have enough coverage and that the policy completely covers the panels against damage.

If you’re deciding between a solar battery versus a generator for the best backup power solution, you can take a few factors into consideration. Solar batteries are quiet while generators can be quite loud. Generators have a lower up-front cost, but they require fuel and ongoing maintenance while solar batteries are more expensive but don’t have many ongoing costs.

The Saline, MI homeowners’ guide to solar panel services

From average costs to expert advice, get all the answers you need to get your job done.