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Solar Panels questions, answered by experts

Yes, you should tell your home insurance company about your solar panels. Even if you believe they’re covered by your existing policy, installing a solar panel system is a significant change to your home. This can affect coverage and premiums. By discussing your new solar panel installation with your insurance provider, you can be sure you have enough coverage and that the policy completely covers the panels against damage.

In most cases, installing solar panels will not void your roof warranty. To keep roof warranties intact, check your written warranty or call the manufacturer to ask about clauses regarding roof penetrations. You can also protect yourself by getting written approval or a modified warranty that specifically allows the solar installation type you’re planning. Then, hire a professional solar installer that follows roofing manufacturer instructions and protects the roof during installation.

While you can minimally overshoot the number of solar panels you need for your home, it's not smart to go too far. Not only is the extra cost unnecessary, but your state may put caps on how much energy your home can produce and send back to the grid. It is always best to work with a solar energy professional to determine the best system size for you.

For most U.S. homeowners, switching to solar energy is an excellent investment. A properly sized solar array can significantly reduce your electric bill, saving money on utilities every month. Most homeowners enjoy savings that cover the cost of their solar systems within 12 years and then turn a profit. Additionally, federal and state tax incentives are available that help make solar an even better and more profitable investment.

There are a few qualifying questions you should ask a local solar panel company before hiring them:

  • Will you handle permits for the installation?

  • Does your total price include the equipment and labor?

  • How long do you expect the installation process to take?

  • What kind of workmanship warranty do you include with your installations?

  • Who should I contact if I have a problem with my system after installation?

  • Do you install the panels or outsource the work to third parties?

  • Will you file for solar incentives for me?

The Saline, MI homeowners’ guide to solar panel services

From average costs to expert advice, get all the answers you need to get your job done.