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In addition to adding insulation to your attic, you may want to add a radiant barrier. A radiant barrier works by using reflective material, such as foil, on the attic floor. As heat penetrates the roof and enters the attic, the radiant barrier reflects the heat upward and back through the roof. If you receive a lot of direct sunlight on the roof, using both a radiant barrier and insulation in your attic can provide significant benefits.

The primary reason that insulation saves you money over time is that it reduces your energy bills by making your home more energy efficient. A crucial part of an insulation system is a properly installed vapor barrier. Local building codes dictate whether your insulation requires a vapor barrier based on the type installed. While some high-quality wool insulation may not technically need a vapor barrier, most municipalities still require one to meet code.

Fiberglass is the best insulation for HVAC ducting because it's inexpensive, widely available, versatile, and long-lasting. Fiberglass also offers acoustic insulation in addition to thermal insulation, which can contribute to a more peaceful home environment. You can use other materials like mineral wool, but fiberglass is the industry standard.

Spreading tin foil over your windows works similarly to radiant barrier insulation, but not as well. It will reflect some of the sunlight that would otherwise come through the glass and warm up the inside of your home, so it might help a little to keep your home cool in the summer. However, the appearance isn’t preferable to blinds or drapes that can offer the same benefits. You might also consider tinting your windows instead, which is a more aesthetically pleasing change that can still block a good portion of the solar heat coming through your windows.