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Fireplaces questions, answered by experts

A gas fireplace insert costs about $3,600 to install, on average. The cost to install a gas log insert ranges from about $700 to $6,500, depending on the size, type of insert, how it works, and heating needs. Gas fireplaces need electrical and gas lines installed properly, so hiring a pro is recommended rather than trying to DIY installation.

You can find replacement stove parts for popular brands at local hardware stores or major retailers. However, you might find the best deal by directly buying online from the manufacturer. While there are some universal parts, the manufacturer can also help you find parts that are specific to your stove’s make and model.

Yes, a pellet stove can heat an entire house—as long as you choose one that’s large enough for that purpose. For context, pellet stoves generate between 8,000 and 90,000 British Thermal Units (BTUs), and you’ll need 30 to 60 BTUs per square foot, depending on your climate zone. If you’re unsure which size pellet stove to buy, reach out to a local pellet or wood stove repair company.

Homeowners insurance may cover chimney leaks, repairs, or replacement, but coverage depends on the cause of the damage. If the chimney is damaged by a sudden, covered peril like a lightning strike, storm, hail, fallen tree, or an unexpected fire, your policy is likely to cover the costs. However, insurance generally does not cover damage resulting from normal wear and tear, old age, or a lack of proper maintenance, such as failing to perform regular cleanings and inspections. If a fire or other damage is caused by a known issue you didn't address, the claim may be denied. Additionally, some policies may have specific exclusions for events like high winds or earthquakes.

If you have a chimney, you need a flue or chimney cap. The right covering keeps rain, debris, and animals from getting into your flue or chimney and causing damage. A flue or chimney cap also provides fire protection. The mesh insert around the cap keeps sparks from flying out of the chimney and igniting leaves and other materials.

The Kingston, MI homeowners’ guide to fireplace services

From average costs to expert advice, get all the answers you need to get your job done.