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Fireplaces questions, answered by experts

Both vented and ventless gas fireplaces have pros and cons, and the best choice depends on your needs and preferences. A ventless fireplace may be a good option if you do not have a chimney, but you should check local regulations as they are banned in some areas, such as California. On the other hand, if anyone in your household has allergies, asthma, or other respiratory sensitivities, a vented fireplace is a better choice for health and air quality.

Fireplace inserts can increase home value when installed correctly. Since they improve heating efficiency significantly, this will be a bonus to homeowners who are looking for a functional alternative heat source. Plus, inserts are less maintenance and less of a liability than a traditional fireplace. You’re very likely to recover fireplace insert installation costs when you sell your home.

Chimney crowns should be at least 2 inches thick at their thinnest point. If the crown is thinner than 2 inches, it’s more likely to be damaged and allow water to seep into the chimney.

Beyond having an inspection, it’s important to do chimney maintenance at least annually to be certain the chimney is safe to use. Cleaning the flue of any built-up particles, creosote, and soot reduces the risk of fire. Fortunately, the cost of hiring a pro to do a chimney inspection often includes a chimney cleaning, so you may not have an extra expense for maintenance.

Home insurance prices depend on where you live and the individual insurance company's policies. Some insurers charge a flat fee for fireplaces or wood-burning stoves, which is often a few hundred dollars per year. Other insurers base this fee on a percentage of your annual premium. You may want to check your current or prospective policy before beginning this project.

The Grosse Ile, MI homeowners’ guide to fireplace services

From average costs to expert advice, get all the answers you need to get your job done.