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TRUSTED BY CLAY, MI HOMEOWNERS

  • Average homeowner rating star icon3.9
    Average homeowner rating
  • Verified reviews icon40
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Avatar for American Home Shield – Home Warranty
American Home Shield – Home Warranty
3.5(
5,688
)
Find a Custom Home Builder

Serving Clay, MI and surrounding areas

In business since 1971

Credit card accepted

"service provider sent by American Home Shield was excellent. The only issue I have with home warranty services is that they do not send their repair companies out on the week-end, even in an emergency. The customer service personnel is less than enthusiastic or helpful."
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+2

Recommended by65%of homeowners
Jay's Construction
3.7(
11
)
Find a Custom Home Builder

Serving Clay, MI and surrounding areas

In business since 2012

Free estimates

Credit card accepted

"I had multiple small things needed. Deck,repair and seal,yard regrade and grass seed, partial fence replace and new gate,rocks placed around garage. Jasen and his team did an excellent job. He was very helpful and made sure I was satisfied with each job as it was done. Very professional and timely. Left no mess. Reasonable price."
Recommended by100%of homeowners
CW Construction
5.0(
2
)
Find a Custom Home Builder

Serving Clay, MI and surrounding areas

"The project went really well and I'm super stoked. Some of my ideas changed as we went through the quote and planning process and Charlie went along with my ideas and gave me feedback. My driveway and yard are exactly how I wanted them. I have an amazing tiered front porch, new side patio and steps, and expanded driveway on both sides. I'm super happy with the work and how everything turned out!"
Recommended by100%of homeowners
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Custom Home Builders questions, answered by experts

Above all, the downside to building a new house is a longer timeline. You need several months to finish the build, depending on the supply chain and labor availability in the meantime. Building a home compared to buying one is also more expensive, both in the building process and when it comes to mortgage rates and property taxes.

Renovating or remodeling an existing structure is usually less expensive than the cost to build a new house. That’s because you can save on the costs of new building materials, laying a foundation, framing the entire building, and installing new materials and utilities throughout the house. However, if a home is in very poor condition or is incredibly old, you could spend more on upgrades and restoration compared to building from scratch.

Whether a prefab home is worth it or not will depend on your personal needs and preferences. Overall, prefab homes tend to cost less than traditional homes, although they also tend to have lower resale values. Another thing to consider is that prefab homes usually last 50 to 60 years or longer, while traditional homes last 50 to 100 years or more.

Buying a house is easier than building one from scratch. Buying an existing home is almost always faster, even if you need to make renovations once you move in. When you hire the right team to build a home, they will simplify the design and build phases so that there is little guesswork throughout the process, but building new construction will almost always take longer than buying an existing home.

Yes, you can finance cottage construction through several options. Construction loans provide funds in stages as work progresses, while home equity loans or lines of credit are available if you have existing property. Some lenders offer a combined construction and permanent mortgage. Always review loan terms and payment milestones before committing.

The Clay, MI homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.