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Storm Shelters questions, answered by experts

If you’re building a pole barn in place of a traditional home, lenders usually don’t offer traditional mortgages for these structures. You can also expect higher insulation costs and building permits may not be allowed in your area. Even if you’re just using a pole barn as storage or as a shelter for animals, these structures are less durable than steel buildings and require more maintenance.

Adding a storm shelter can increase the value of a home if you live in an area prone to intense storms. According to the Federal Alliance for Safe Homes, safe rooms can increase the home's sale price by 3.5%. That’s about $10,500 on a $300,000 home, which could be a 100% ROI or more if you build a storm shelter that’s on the smaller side.

Building permits serve a few purposes, the most important of which is to keep you and the people around you safe by ensuring your contractor does work safely and to code. Permits also help your municipality tax your property appropriately, as taxes are based on land improvements and the upgrades you make to your home. Finally, permits ensure your project won’t have a negative impact on the environment or your neighbors.

Turnbuckle weight loads vary depending on their size. Smaller 1/4-inch turnbuckles have a weight capacity of about 500 pounds. A 3/8-inch diameter turnbuckle, which is strong enough to handle most residential fence gates, can handle a working load of 1,200 pounds. Larger 1/2-inch diameter models have a limit of 4,000 pounds.

Prefabricated storm shelters can be assembled in four to eight hours. On the other hand, the time it takes to install a custom shelter can vary by days or weeks, depending on the builder's timeline and material availability. Bigger, more complicated, and customized shelters will take longer to complete than standard and prefab shelters.

The New Windsor, MD homeowners’ guide to storm shelter services

From average costs to expert advice, get all the answers you need to get your job done.