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Install Above Ground Pools questions, answered by experts

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered a greater liability due to their potentially hazardous nature, and the added replacement cost of the pool is factored into your home's rebuilding cost when considering coverage limits. The amount of the increase can range from as little as $50 to a few hundred dollars more per year, depending on your insurance provider, location, current coverage, and the safety features installed. Before building a pool, it is highly recommended to contact your insurance agent to get an estimate, discuss their specific guidelines and requirements, and factor the increased premium into your total pool installation costs.

Home inspectors only check swimming pools if they have expertise in that area. During a standard home inspection, they focus on the house’s structure, roof, foundation, electrical, plumbing, and other components. If they examine your pool, they’ll check the pump and heater. If you want a thorough pool inspection, hire a pool inspection specialist.

If you have a smooth, already bonded concrete surface, painting a concrete pool deck can be a great way to brighten up the area and add longevity. If the surface has another covering or a different type of paint has been used previously, you won’t be able to paint it without removing the existing coating. Wooden decks benefit from painting as it helps to keep them watertight. Quality pool deck paints also help make the surface less slippery and less likely to gather mold and mildew or prematurely crack.

Your indoor pool can be heated or unheated, but the decision depends on your local climate. In regions with freezing temperatures, heating your pool will keep it warm during the winter, especially if it’s only covered with a greenhouse enclosure. 

If you keep your swimming water warm and toasty, budget between $300 and $5,700 for the cost of installing a pool heater.

At noon, when the sun is at its highest point, sunlight can naturally increase the temperature of a pool by 0.7 degrees each hour, but this can depend on other external factors. For example, evaporation caused by the sun will cause a pool to lose up to 5 degrees for every 1/2 inch of water evaporated. Using a water heater will produce more reliable results.

The Flintstone, MD homeowners’ guide to above ground pool installation services

From average costs to expert advice, get all the answers you need to get your job done.